Town Central Insurance
          748 Stonecypher St. Cornelia, GA 30531            706-778-6268
Auto Insurance                                                                                                 Give us a call today!      706-778-6268

Auto Insurance

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event.  Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. 

An auto insurance policy is a contract between you and an insurance company.  You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy.  Work with us to determine the best coverage for you.

Features & Coverage Options 

Learn more about features and coverage.  Build your own auto insurance policy with the help from an agent at Town Central Insurance  and get the best combination of coverage, value and price.  Choose a basic policy or add fully-loaded coverage. We’ll have you out on the road in no time. We've got coverage plans for your classic and collectible cars too!

Build Your Own Auto Insurance Policy from Our Many Coverage Options

Have peace of mind knowing you're better prepared for the unexpected.  Our many auto insurance coverage options offer coverage that can be designed to fit your needs.  Talk to a Town Central Insurance agent to get the best combination of coverage, value and price and for personal advice on which coverage options are right for you.



Auto Insurance Coverage Options

Car insurance requirements vary by state.  In most states, you are required to have both bodily injury and property damage liability insurance.  Some states require coverage to help pay hospital bills and medical expenses for you and your passengers related to injuries from a car accident, no matter who is at fault. 

Some states require that you protect yourself from uninsured or underinsured motorists.  Ask a Town Central Insuance agent for personal advice about making sure you’re adequately covered.

GEORGIA: How much auto insurance is right for you?

Based in Cornelia, Georgia, Our team understands the auto insurance needs of our customers.  

Auto insurance requirements vary by state. In some states, to drive you must carry: 

  • Liability coverage – to pay for losses you cause others, or:
  • No-fault coverage – to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or
  • Both liability and no-fault coverage.

We write insurance in Georgia and would be happy to help you ensure you have the right coverage for where you live. 

Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause to others.  Also, to finance a car, it is usually necessary to have insurance which covers damage to your vehicle.  Having insurance is the simplest way for most people to comply.  This includes: 

Collision Insurance 

Collision insurance coverage pays for damage caused to your vehicle in an automobile accident.  Standard collision coverage will pay for any repairs up to the fair market value of your car.  Collision coverage usually also comes with an insurance deductible.  It’s the amount of money you pay toward repairs before your collision insurance kicks in.  The higher the deductible you’re willing to pay, the less the collision coverage will cost. 

Comprehensive Insurance (Other than Collision)

Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance.  Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible).  Also, although it’s not legally required by any state, you will probably need it if your car is financed.


Every person is uniquetalk to us CONTACT US NOW to find out how to get the best price and value on auto insurance for you.


TOWN CENTAL INSURANCE: Call for a quote today at 706-778-6268.  

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Town Central Insurance:     748 Stonecypher St., Cornelia, GA 30531   (706) 778-6268